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Justin Nichols

Garrett Planning Network
Director of Operations
Manhattan, KS
Justin Nichols, CFP® serves as Garrett Planning Network’s Director of Operations. He oversees the use of technology, systems and processes to effectively manage the internal operations of the Network. Nichols also works with prospective financial advisors who are interested in joining the Network. Nichols shares the many ways the Garrett Planning Network helps an advisor start a Fee-Only, hourly financial planning business, as well as how the Network supports an advisor throughout the life of their business.



Prior to joining Garrett in 2003, Nichols was a Communications & High-Tech Consultant with Accenture and a Quality Assurance Team Leader at Sprint. In 2004, he completed the CFP® certification coursework through the College for Financial Planning. He is a graduate of Kansas State University’s College of Business Administration with a Bachelor of Science in Finance.



In addition to his roles at the Garrett Planning Network, Nichols is President of Garrett Investment Advisors, LLC, a Fee-Only, SEC registered investment adviser (RIA). Passionate about financial education, Nichols also teaches an on-campus introductory personal finance course as an adjunct instructor at Kansas State University. He also serves on the advisory board for Kansas State University's Personal Financial Planning program.



Justin lives with his wife, Edee, and sons, Nate and Luke, in Manhattan, KS. He enjoys jogging, golfing and snow skiing and helping with his sons’ church, 4-H and sports activities. Justin's own personal financial mantra is: Work hard to earn a good living. Give generously. Protect you and your loved ones. Save early and often. Spend the rest to enjoy life!